Services

CDARS

RATES

LOANS

Mortgage Loans

Real Estate Loans

	Variable and Fixed Rates
	Construction Financing Available
	1st and 2nd Mortgages

Consumer Loans

Secured (Autos) & Unsecured Loans

Commercial Loans

Inventory Financing Floor Plans & Cash Flow Loans

ATM Service

	Free Transactions at First National Bank ATMs
	Free Point of Sale Transactions
	Transactions at all other ATMs displaying the INTERCEPT, PULSE, MAESTRO & CIRRUS logo

Debit Cards

We offer the MASTERCARD Check Card. You can use it anywhere a MASTERCARD is accepted
If your MasterCard is Lost or Stolen you can call 1-800-500-1044 - 24 hours a day 7 days a week

True Neighbor Credit Card

This is a a VISA Credit Card with an important difference: It is offered by us, the same community bank you deal with every day, with the advantages of VISA at a great rate.

	Everyday low rate
	Transfer balances from other cards
	25-day grace period
	No Annual Fee

F.I.R.S.T. Banking

FINANCIAL INQUIRY REQUEST SYSTEM TELLER
931-723-2282 or 1-800-268-3121

	24-Hour Telephone Banking Convenience
	Easy Transfers between accounts
	Loan Payments
	Faxed Statements on request
	Private, easy & convenient banking form you touch tone telephone

Safety Deposit Boxes

Safety Deposit Boxes are located at all locations.

2 x 5 ... $10.00	3 x 10 ... $20.00	14 x 14 ... $45.00
3 x 5 ... $12.50	5 x 10 ... $25.00	16 x 18 ... $50.00
5 x 5 ... $15.00	10 x 10 ... $40.00	21 x 18 ... $50.00

"FIRST CHOICE RESERVE" Overdraft Protection & More

First Choice Reserve is an affordable way to manage your overdrafts as well as a personal line of credit. First Choice Reserve eliminates the need for you to come to the bank for small loans. Since you can write checks up to the limit of your personal line of credit, you can "write yourself a loan".

TeleBank

24-Hour Banking Convenience from any touch tone telephone

Call us at (931) 723-2282 or 1-800-268-3121 and do your banking at any time or place:

Easy Transfers between Checking & Savings.

home | accounts | services | internet banking